How do I make my loan payment?

MessagePay
Make your consumer or mortgage loan payment quickly and securely with MessagePay. Pay anytime online, by phone, or by text, with no login required. A $5.99 convenience fee applies per transaction.

Please note: Your loan can be paid by a debit card or bank account ONLY. Credit cards are not an accepted form of payment. ACH payments will be delayed by 2-3 days between when the payment is initiated and when the funds are debited from your account. At this time, MessagePay cannot be used to pay your Floridacentral Credit Union credit card.

Set Up Auto Pay
Contact us to set up a recurring automatic (ACH) transfer to make your payment. To set up automatic payments, you will need your other financial institution's routing number and full account number.

Use Mobile Deposit
Deposit a check using mobile deposit and transfer it to make your loan payment. Your account must be open for 30 days to use mobile deposit.

Link an Account to Make Online Transfers
Use the External Accounts feature within Online Banking to link bank accounts you own and transfer funds. When using this payment method, allow 3-5 business days for the transfer to process.

Set Up Bill Pay
Contact your primary financial institution to discuss their bill pay options. You may need Floridacentral's routing number, payment address, and your full account number.

Pay By Mail

Visit a Branch or Call our Contact Center
Make a payment in person at any of our 12 branch locations or call our Contact Center and get set up for automatic transfers.