Monthly Account Fee

How to avoid the $5 monthly account fee

Floridacentral checking and savings accounts may be charged a $5.00 monthly fee. This fee will be waived under any of the following conditions:

  • The first 60 days for new accounts, or
  • The primary member is under the age of 24, or
  • The cumulative monthly average balance across all checking, savings, and Christmas Club accounts is $500 or more (IRA or Certificate of Deposit accounts are not included), or
  • Monthly direct deposits total $500.00 or more in savings and checking accounts, or
  • Have an active loan, mortgage, or credit card. A Line of Credit (LOC) and Home Equity Line of Credit (HELOC) must have a balance, and credit cards must have a balance or a transaction in the last three (3) billing cycles to be considered active.